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AI Earnings Analysis
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Revenue | $41.3B | $38.83B | +6.39% |
Net Income | $10.83B | $10.13B | +6.95% |
EPS (Basic) | $15.41 | $14.04 | +9.76% |
EPS (Diluted) | $15.38 | $14.01 | +9.78% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Total Assets | $300.05B | $271.46B | +10.53% |
Total Liabilities | $266.58B | $241.2B | +10.52% |
Stockholders' Equity | $33.47B | $30.26B | +10.61% |
Long-Term Debt | $56.39B | $49.72B | +13.42% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Operating Cash Flow | $18.43B | $14.05B | +31.16% |
Investing Cash Flow | $-22.89B | $-24.4B | +6.19% |
Financing Cash Flow | $11.21B | $4.44B | +152.71% |
Dividends Paid | $2.27B | $2B | +13.61% |
Share Buybacks | $5.81B | $6.02B | -3.42% |
| Metric | Current | Previous | YoY Change |
|---|---|---|---|
Net Margin | 26.2% | — | — |
ROE | 32.4% | — | — |
ROA | 3.6% | — | — |
Debt to Equity | $7.964 | — | — |
American Express (AXP) reported strong financial performance in 2025 with significant growth in revenue, net income, and operating cash flow, reflecting robust operational efficiency and strategic financial management.
AXP's revenue increased by 6.4% year-over-year, primarily due to higher card member spending and increased transaction volumes.
Source: Source: 10-K Item 7, p.45
Operating cash flow saw a substantial increase of 31.2%, indicating strong cash generation capabilities from core operations.
Source: Source: 10-K Item 7, p.47
The company increased its long-term debt by 13.4% to support growth initiatives while maintaining a healthy debt-to-equity ratio.
Source: Source: 10-K Item 7, p.49
AXP's profitability could be impacted by fluctuations in interest rates, which affect the cost of borrowing and investment returns.
Source: Source: 10-K Item 1A, p.12
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